Identity theft is a serious crime. Identity theft happens when someone uses information
about you without your permission. They could use your:
- Name and address
- Credit card or bank account numbers
- Social security number
- Medical insurance account numbers
Some warning signs that you may be a victim to identity theft are:
- Errors on your credit or bank statements
- Errors on your credit report
- Late or missing bills
- Receiving credit cards you did not apply for
- Calls or letters about purchases you did not make
- Denials of credit or being offered less favorable terms for no apparent reason
If you believe your identity has been stolen, a helpful guide is available from the
Federal Trade Commission at www.identitytheft.gov.
Tips to prevent identity theft:
- Don't give out your Social Security number, mother's maiden name, Harper College Student
ID number or any account information over the phone, unless you are sure the caller
is legitimate.
- Don't carry your Social Security card, passport, or birth certificate with you, except
when necessary.
- Verify that the website is secure with https:// before entering personal information
including username, password, credit card number, etc.
- Review your financial statements and reports.
- Shred or burn all documents that have your personal information on them before throwing
away.
- Only release your Social Security number when absolutely necessary. If a business
uses it for identification, ask to have an alternative number used.
- Never write down PINs and passwords. Memorize them instead. Do not use any part of
your name, birth date, Social Security number, or any easy to guess words as your
password or pin.
- Order and review your credit report at least once a year from the national credit
reporting bureaus.
- Be careful what you share on social media. Do not share personal details such as birthday,
name of school, pet’s name, your location, etc.