Loan Information

Federal Direct Loan limits (Subsidized and Unsubsidized) for dependent students

Annual and aggregate Federal Direct Loan limits for dependent undergraduate students, organized by academic level, showing base subsidized and unsubsidized amounts, additional unsubsidized eligibility, maximum annual loan totals, and lifetime Stafford Loan limits.
Academic Level	Base Loan Amount (Maximum Subsidized and/or Unsubsidized)	Additional Unsubsidized Loan Amount	Maximum Total Annual Loan Amount	Maximum Total Debt from Stafford Loans (Aggregate Loan Limits)
Freshman Level: 1 to 29 Credit Hours	$3,500	$2,000	$5,500	$31,000 (no more than $23,000 can be in subsidized loans)
Sophomore Level: 30 Credit Hours and Above	$4,500	$2,000	$6,500	$31,000 (no more than $23,000 can be in subsidized loans)

Annual and aggregate Federal Direct Loan limits for independent undergraduate students, organized by academic level, showing base subsidized and unsubsidized amounts, additional unsubsidized eligibility, maximum annual loan totals, and lifetime Stafford Loan limits.
Academic Level	Base Loan Amount (Maximum Subsidized and/or Unsubsidized)	Additional Unsubsidized Loan Amount	Maximum Total Annual Loan Amount	Maximum Total Debt from Stafford Loans (Aggregate Loan Limits)
Freshman Level: 1 to 29 Credit Hours	$3,500	$6,000	$9,500	$57,500 (no more than $23,000 can be in subsidized loans)
Sophomore Level: 30 Credit Hours and Above	$4,500	$6,000	$10,500	$57,500 (no more than $23,000 can be in subsidized loans)