Harper College
Registration, Payment, Financial Aid

Nelnet Payment Plan

Harper College offers an interest-free monthly payment plan through Nelnet, allowing students to pay tuition and fees in installments instead of paying the full balance at once. Payments are automatically withdrawn from your selected payment method on scheduled payment dates.

Important Payment Plan Information

• Automatic Payments: Monthly payments are automatically charged to your selected credit card, debit card, checking account, or savings account.
• Enrollment Fee: A nonrefundable $40 enrollment fee applies each semester you enroll in a payment plan.
• Payment Deadline: Payment arrangements must be completed within seven calendar days of initial registration to avoid being dropped from classes.
• No Interest: Payment plans have no interest or finance charges, and no credit check is required.

How to Enroll in a Payment Plan

  1. Log in to the MyHarper Portal.
  2. Select the Billing and Financial Aid tab.
  3. Under Paying for College, select Online Payments.
  4. Follow the instructions to enroll in a payment plan.

Additional Payment Plan Information

Payment Plan Benefits

  • Automatic monthly payments.
  • No interest or finance charges.
  • No credit check or qualification requirements.
  • Secure online payments.
  • No down payment options may be available when enrolling early.
  • Ability to change the payer or payment method.

Accepted Payment Methods

  • Checking or savings account.
  • Debit card.
  • Credit card (Visa, Mastercard, American Express, or Discover).

Students can update the credit card, debit card, checking account, or savings account used for their Nelnet payment plan.
Steps to Update Your Payment Method

  1. Log in to the MyHarper Portal.
  2. Select the Billing and Financial Aid tab.
  3. Under Paying for College, select Online Payments.
  4. Locate your payment plan and select Actions.
  5. Select Change Financial Account.
  6. Follow the instructions to update your payment information.

Important: Review your updated payment information to ensure it is correct before your next scheduled payment.

Your Nelnet payment plan may change if your tuition and fee balance increases or decreases.

What Can Affect Your Payment Plan?

  • Adding or dropping classes.
  • Changes to financial aid or scholarships.
  • Approved tuition waivers or adjustments.

When Will My Payment Plan Update?

Payment plans are adjusted the next business day to reflect changes to your tuition and fee balance.

Important: If your balance changes, review your updated payment schedule to confirm your remaining payment amounts and upcoming withdrawal dates.

Next Step: Log in to the MyHarper Portal. Select Billing and Financial Aid, then Online Payments under Paying for College to review your payment plan.

Students must pay any outstanding fees from a previous Nelnet payment plan before enrolling in a new payment plan.

What Happens If I Have Unsettled Fees?

  • You will not be able to enroll in a new payment plan until all outstanding Nelnet fees are paid.
  • If you attempt to enroll, an error message will display the outstanding fees and provide instructions for making a payment.

Need Assistance?

If you have questions about unsettled fees or need help resolving an issue, contact Nelnet Campus Commerce at 800-609-8056.

If a scheduled payment fails or your payment information is invalid, your Nelnet payment plan may become unresolved or inactive. These issues may result in a hold on your student account.

Unresolved Payments

A payment becomes unresolved after three unsuccessful attempts to collect a scheduled monthly payment.

  • Once a payment becomes unresolved, it can no longer be paid through your Nelnet payment plan.
  • You must pay the unresolved amount directly to Harper College, either online or in person.
  • Unresolved payments will result in a hold on your student account until the issue is resolved.
  • Important: Unresolved payments may restrict your ability to use a checking or savings account (ACH) when enrolling in future payment plans.

Inactive Payment Plans

A payment plan may become inactive if your billing or payment information is invalid.

How to Update Your Payment Information

1. Log in to the MyHarper Portal.
2. Select Billing and Financial Aid.
3. Under Paying for College, select Online Payments.
4. Locate your payment plan and select Actions.
5. Select Change Financial Account to update your payment information.

A hold may remain on your student account until the payment plan issue is resolved.

Need Assistance?

Contact the Harper College Business Office:

  • Phone:847-925-6880
  • In Person: Building A, Room A214
  • Office Hours: Monday–Friday, 8:00 a.m.–4:30 p.m.

Information and Guide to Nelnet
Información y Guía de Nelnet (pdf)
Payment Plan Information Frequently Asked Questions
Payment Plan Adjustment Frequently Asked Questions
Payment Plan Financial Aid and Payment Frequently Asked Questions
Paying for a Specific Month in Your Payment Plan

Last Updated: 11/6/26